Search Results for: blog claims due to dog bites have gotten more expensive

Dog Bite Claims Cost Insurers Millions

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What happens when a dog bites a person? First, the person goes to see a doctor or heads for the emergency room. Next, the person files a claim against the dog owner’s homeowners insurance policy. Dog bite claims are costing insurance companies hundreds of millions of dollars every year. The Centers for Disease Control and Prevention note that around 800,000 Americans seek medical attention for dog bites each year. About half of them are children. Every year, around 16 people die from dog bites. It can be a very serious situation. A person who has been bitten by a dog … Continue reading →

Car Insurance Doesn’t Cover Dog Bite Claims

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It can be a bit confusing for people to figure out what type of insurance covers dog bite claims. It isn’t something covered by pet insurance. It might seem odd to consider filing a claim to a homeowners policy, especially if the dog bite didn’t take place at your home. What about if your dog is sitting in the back of your truck, and bites someone? Which insurance covers that? It is never a good situation when your dog bites someone. There is potential that your dog believed that he or she was protecting you, or another member of your … Continue reading →

California Has the Most Insurance Claims for Dog Bites

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Is your dog a good dog? Not every dog owner has good control over their pet. There are certain situations that can trigger even the best dog’s instinct to bite someone. When this happens, people tend to file a dog bite claim to the homeowners insurance of the dog owner. State Farm has done a study that reveals the top ten states that have the most dog bite claims. Many dogs are sweet, loving, people pleasing creatures. This is why so many people choose to include a dog into their family. Ideally, each dog owner will train their dogs well, … Continue reading →

Claims Due To Dog Bites Have Gotten More Expensive

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Your dog might be the sweetest, most loving, people friendly dog in the world. Even so, there is potential that unforeseen circumstances could trigger your normally peaceful dog to bite someone. When this happens, it could cause the person who got bitten to file an insurance claim to your homeowners insurance policy. These types of claims have gotten more expensive. Information gathered by the Insurance Information Institute shows that in 2010, the average cost of a dog bite claim increased, (for people in the United States). People who had a dog bite claim filed to their homeowners insurance policy paid … Continue reading →